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Browse the topics below to find what you are looking for.
I am a tax resident in Portugal. Do I need to declare my Mangopay wallet in my IRS return?
Can I deduct losses from defaulted projects on my IRS (tax return)?
What are the tax retention rates?
How can I access my income statement?
I am a tax resident outside Portugal. How do I declare my income?
I am a tax resident in Portugal. How do I declare my income?
Why do some projects have a Minimum, Target, and Maximum crowdlending value?
When are the raised funds transferred to the promoter, and when does my payment plan begin?
What are the guarantees for?
What happens after a campaign closes?
What is the purpose of the knowledge test for admission and the simulation to bear loss?
Why does "pending balance" show in my wallet?
Can I decide to cancel an investment?
Why is there a distinction between Sophisticated and Non-Sophisticated Investors, and in which category do I fit?
What is the Key Investment Information Sheet (KIIS)?
How does the waiting list for investment work?
How can I find updates on the projects I've invested in?
Why do I have to fill in information about my earnings?
What is a Goparity #MeetUp?
How is the default interest calculated?
How do the roundings of my installment payments work?
How do changes to project's conditions work during the time they are in campaign?
If a Goparity account holder dies, what happens?
How can I buy gift cards?
How can I compensate for my carbon footprint?
What are incentive schemes?
What is Impact matching?
How do referral vouchers work?
What is the legal relationship between the investor, Goparity and the promoter in the case of a convertible loan?
Do convertible loans have to be integer multiples of a debt security?
When can I opt for a convertible loan instead of a traditional loan period?
Can the promoter refuse the option of a convertible loan after the deadline stipulated in the initial contract?
What happens contractually and legally in a convertible loan?
What is a convertible loan?
Why do I pay a fee on Direct Debits below 50€?
How often are new projects launched?
What is the grace period of capital?
How do I withdraw money?
What is Goparity's debt recovery procedure?
What is the procedure if a project does not reach its financing goal?
Why has the verification of my identity failed?
How do I increase my investment in a certain project?
How does a revenue-sharing model work?
How do you measure carbon emissions avoided?
How does the identity validation (KYC) process work?
Can I reserve an investment?
How do you measure a project's risk?
How do gift cards work?
How can I create an Investment Strategy?
How is your exposure to risk diversified in an Investment Strategy?
What is an Investment Strategy?
If Goparity was ever to declare bankruptcy or seek insolvency proceedings, what would happen to my investments?
Can I change or cancel my Auto-Investment?
How can I set up my Auto-Investment?
What is the Auto-Investment?
How are the interest rate and monthly payments calculated?
What are the financial guarantees and how is risk mitigated?
Can I settle my investments earlier than the project's planned settlement date?
Why is the bank account to which I transfer money French?
Do I incur any fees when topping up my account?
What is the Secondary Market?
Is it possible to lose the funds that have been invested in a project?
Why do you need a picture of my ID card?
What is the difference between a personal and an organisational account?
How do investments at Goparity work?
Is there a limit to how much I can invest?
What is MangoPay?
Is there a minimum investment per project?
Is there a minimum top-up amount?
How do I top up my wallet?
Do I have to pay any fees?
How can I contact you?
How do I start investing?
Most Frequently Asked:
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© 2025 Goparity
GOPARITY (www.goparity.com) is a platform of crowdfunding by loans (crowdlending) managed and owned by Power Parity, SA, a public limited company, with number 514373822, and registered office at Rua Filipe Folque, 2, 1st floor, 1050-110 Lisbon (Portugal), licensed by the regulatory and supervisory body CMVM (Portuguese Securities Market Commission), under Regulation (EU) 2020/1503 (European Crowdfunding Regulation).
The payment services available through the platform are provided by MangoPay SA, a registered electronic money institution based in Luxembourg and supervised by the CSFF (Commission de Surveillance du Secteur Financier), registered with Banco Portugal (the Portuguese regulator) under no. 7830.
Investments in crowdlending carry a risk of a partial or total loss of the funds invested. The return on your investment depends on the project's success developed through the campaign in which you invest. Your investment is not covered by the deposit guarantee schemes established by Directive 2014/49/EU nor by the investor compensation schemes established by Directive 97/9/EU. Please consider all risks before investing and carefully read the Key Investment Information Sheet (KIIS) provided to you before investing.