No, if your bank belongs to the SEPA (Single Euro Payment Area), you do not incur any sort of commissions when topping up your wallet.
SEPA is the European system which harmonizes the payments in Euro currency in the 27 member-states of the European Union, as well as Iceland, Liechtenstein, Monaco, Norway, and Switzerland. In brief, it allows users to make payments in Euros in these countries, using a single bank account and benefiting from the same rules, rights, and obligations.
Given that our payment services provider MangoPay is based in France, if your bank is part of SEPA, you will not be subject to any additional costs.
Nevertheless, some banks charge commissions on inter-bank transfers (regardless of whether these are national or international). The same rule will therefore apply to transfers to your Goparity wallet.
On the other side, if your bank account does not belong to SEPA, it is likely that your bank will charge you a fee applicable to international transfers. Goparity has no say on those charges and therefore discards all responsibility for such costs.
Please note that your bank may charge you a fee if you choose to top-up your wallet with a credit card. To find out if you are subject to these fees and what the fees amount to, we recommend you get in touch with your bank provider.
Goparity is an impact investment platform that connects companies looking to finance their sustainable projects, with individuals and entities who want to invest sustainably. We are growing, both in terms of size and impact generated. We were born in Portugal in 2017, but have since then financed projects and grown a large community of investors all around the world.
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Part or all of your original invested capital may be at risk and the return on your investment depends on the success of the project invested in. Consider all risks before investing and read the Key Investment Information Sheet (KIIS) for each investment, available at www.goparity.com. Power Parity, SA is a crowdlending platform authorized and supervised by CMVM (Portuguese Securities Commission). All payments, transfers and funds collection are assured by MangoPay SA, an electronic payments institution authorized and supervised by CSFF (Luxembourg Financial Authority) under the nº 8711.