The nominal interest rate is used to calculate the earnings of each instalment. To know how much you will earn on your next instalment, divide the nominal interest rate by the number of payments that year (12 if the project has a monthly periodicity) and multiply it by the capital outstanding in that month.
The project term corresponds to how long a promoter takes to pay back all the invested capital plus interest.
Number of payments per year. Project promoters can pay on a monthly, quarterly or biannual basis.
Grace period of capital
The time period, in months, during which investors only receive interest on their invested capital. Longer gracer periods lead to higher earned interest.
The risk of a project is shown on a scale from A+ to D, where A+ represents lower risk and D represents a higher risk. The risk of the project is reflected in its interest rate. Additional guarantees, such as the pledge of the equipment, have a positive impact on projects' risk rating score.
and watch your money grow
Every year, the available money to invest (returned capital and interest earned) will grow. Reinvest it to increase your earnings.
of recurring investments
Set a maximum term
Define a maximum length for the invested projects, up to 10 years.
Choose a range for the interest rate
Choose a range for the annual interest rate, from 1% to 10%.
Define a maximum per project
Based on a percentage of your available funds or a maximum amount per project.
We’ll do the work!
For the busiest and the most forgetful, but who are still looking to create a positive impact, auto-investment will invest in newly opened projects, without having to log in.
This will help you build a diverse portfolio without missing out on any investment opportunities while keeping total control.
Part or all of your original invested capital may be at risk and the return on your investment depends on the success of the project invested in. Consider all risks before investing and read the Key Investment Information Sheet (KIIS) for each investment, available at www.goparity.com. Power Parity, SA is a crowdlending platform authorized and supervised by CMVM (Portuguese Securities Commission). All payments, transfers and funds collection are assured by MangoPay SA, an electronic payments institution authorized and supervised by CSFF (Luxembourg Financial Authority) under the nº 8711.