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Why do I have to fill in information about my earnings?
As a regulated entity, Goparity must annually register the type of investor you are.
Investors in crowdlending are necessarily classified as Sophisticated Investors and Non-Sophisticated Investors, according to the information provided to the platform when creating their account. Non-Sophisticated Investors are recommended to take extra care when investing. Find out more here.
Non-Sophisticated investors are required to fill in a questionnaire a knowledge test and a simulation to bear loss, at which point they will be asked a few questions about their income.
But don't worry: we don't share this information with anyone. We just want you to make safe investments and be aware of the inherent risks of capital loss.
Non-Sophisticated Investors will be alerted to the risk of capital loss if they intend to invest, per campaign, more than 5% of their net worth (or 1000€, whichever is higher).
The maximum recommended capacity for Non-Sophisticated Investors to bear capital losses is 10% of their net worth.
Most Frequently Asked:
4º Esq
1070-289 Lisboa
Portugal
© 2024 Goparity
GOPARITY (www.goparity.com) is a platform of crowdfunding by loans (crowdlending) managed and owned by Power Parity, SA, a public limited company, with number 514373822, and registered office at Travessa de São Pedro, nº 8, 1200 Lisboa (Portugal), licensed by the regulator and supervisor CMVM (Portuguese Securities Market Commission), under Regulation (EU) 2020/1503 (European Crowdfunding Regulation).
The payment services available through the platform are provided by MangoPay SA, a registered electronic money institution based in Luxembourg and supervised by the CSFF (Commission de Surveillance du Secteur Financier), registered with Banco Portugal (the Portuguese regulator) under no. 7830.
Investments in crowdlending carry a risk of partial or total loss of the funds invested. The return on your investment depends on the project's success developed through the campaign in which you invest. Your investment is not covered by the deposit guarantee schemes established by Directive 2014/49/EU nor by the investor compensation schemes established by Directive 97/9/EU. Please consider all risks before investing and carefully read the Key Investment Information Sheet (KIIS) provided to you before investing.