(2) has expressly requested Goparity to be treated as such.
By exclusion, an individual or entity is considered a Non-Sophisticated Investor when, based on the information provided to Goparity at the time of creating their account, they do not meet any of those legal requirements.
Non-Sophisticated Investors, before admission into our platform, must undergo a knowledge test and a simulation to bear loss. If, based on their answers, Goparity determines that investing certain amounts may not be suitable for their profile as a Non-Sophisticated Investor, a risk warning and some recommendations will be presented, or they may be advised that crowdlending investments may not be a suitable option for them.
If a Non-Sophisticated Investor intends to invest amounts that Goparity identifies as too high for their profile, they will be warned about the inherent risks of capital loss.
For Non-Sophisticated Investors, it is advised not to invest amounts exceeding:
5% of their net worth, whichever is higher.
A Non-Sophisticated Investor can always request to be treated as a Sophisticated Investor by emailing firstname.lastname@example.org, in which case there will be no recommended maximum investment limits.
The recommended maximum capacity for non-sophisticated investors to bear capital losses is 10% of their net worth.
Part or all of your original invested capital may be at risk and the return on your investment depends on the success of the project invested in. Consider all risks before investing and read the Key Investment Information Sheet (KIIS) for each investment, available at www.goparity.com. Power Parity, SA is a crowdlending platform authorized and supervised by CMVM (Portuguese Securities Commission). All payments, transfers and funds collection are assured by MangoPay SA, an electronic payments institution authorized and supervised by CSFF (Luxembourg Financial Authority) under the nº 8711.