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Why does "pending balance" show in my wallet?
The amount you invest in a particular campaign will appear as "pending balance" in your wallet until the campaign concludes, and the total amount raised is transferred to the project promoter.
The "pending balance" is displayed in your wallet as follows:
If you are a Non-Sophisticated Investor and decide to cancel your investment within the 4-day reflection period, the amount of your canceled investment will again be available in your wallet.
If you made an investment reservation in a campaign, the balance available in your wallet at that moment will also be "pending" until the reservation:
1) Converts into an investment because you toped-up your wallet with sufficient balance to invest the chosen amount, or
2) Is canceled because it has expired or you canceled it yourself.
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1070-289 Lisboa
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© 2024 Goparity
GOPARITY (www.goparity.com) is a platform of crowdfunding by loans (crowdlending) managed and owned by Power Parity, SA, a public limited company, with number 514373822, and registered office at Travessa de São Pedro, nº 8, 1200 Lisboa (Portugal), licensed by the regulator and supervisor CMVM (Portuguese Securities Market Commission), under Regulation (EU) 2020/1503 (European Crowdfunding Regulation).
The payment services available through the platform are provided by MangoPay SA, a registered electronic money institution based in Luxembourg and supervised by the CSFF (Commission de Surveillance du Secteur Financier), registered with Banco Portugal (the Portuguese regulator) under no. 7830.
Investments in crowdlending carry a risk of partial or total loss of the funds invested. The return on your investment depends on the project's success developed through the campaign in which you invest. Your investment is not covered by the deposit guarantee schemes established by Directive 2014/49/EU nor by the investor compensation schemes established by Directive 97/9/EU. Please consider all risks before investing and carefully read the Key Investment Information Sheet (KIIS) provided to you before investing.