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Why do I have to fill in information about my earnings?
As a regulated entity, Goparity must annually classify investors based on the type of investor they are.
Crowdlending investors are categorised as Sophisticated Investors or Non-Sophisticated Investors, depending on the information provided during account creation. Non-Sophisticated Investors are advised to exercise extra caution when investing. Find out more here.
Non-Sophisticated investors must complete questionnaire, a knowledge test and a simulation to bear loss. During this process, questions about income are asked.
But don't worry, this information is not shared with anyone. Its purpose is to help you make informed and safer investment decisions, being mindful of the risks of capital loss.
Non-Sophisticated Investors are warned of capital loss risks if intending to invest more than 5% of their net worth (or €1,000, whichever is higher) in a single campaign.
The maximum recommended capacity for Non-Sophisticated Investors to bear capital loss is 10% of their net worth.
Most Frequently Asked:
4º Esq
1070-289 Lisboa
Portugal
© 2025 Goparity
GOPARITY (www.goparity.com) is a platform of crowdfunding by loans (crowdlending) managed and owned by Power Parity, SA, a public limited company, with number 514373822, and registered office at Travessa de São Pedro, nº 8, 1200 Lisboa (Portugal), licensed by the regulator and supervisor CMVM (Portuguese Securities Market Commission), under Regulation (EU) 2020/1503 (European Crowdfunding Regulation).
The payment services available through the platform are provided by MangoPay SA, a registered electronic money institution based in Luxembourg and supervised by the CSFF (Commission de Surveillance du Secteur Financier), registered with Banco Portugal (the Portuguese regulator) under no. 7830.
Investments in crowdlending carry a risk of partial or total loss of the funds invested. The return on your investment depends on the project's success developed through the campaign in which you invest. Your investment is not covered by the deposit guarantee schemes established by Directive 2014/49/EU nor by the investor compensation schemes established by Directive 97/9/EU. Please consider all risks before investing and carefully read the Key Investment Information Sheet (KIIS) provided to you before investing.