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INVESTORS

How do investments at Goparity work?

Any investor - either an individual investor or an institution - can invest from 5€ in any of our projects open to funding, contributing towards the overall loan value.

An investment is a loan from an investor to a project promoter, with fixed interest rates, terms, and periodic payments.

An investment fundraising campaign can end for one of two reasons:

• The campaign has reached its financing goal (100% of the fundraiser).

• The campaign has reached its deadline (usually 1 month long). In this case, the promoter can decide to either carry out the project by funding the remainder of the campaign, or to cancel the campaign and refund the raised amount to the investors.

The Mutual Contracts between the promoter and the investors will be issued after the campaign has ended. At this point, the amount raised is made available to the promoter, and the payments to the investors begin.

Read more information about this process here:

- What happens after a campaign closes?

- When are the raised funds transferred to the promoter, and when does my payment plan begin?

If you would like to know how we calculate the periodic repayments, please visit this page. 

All transactions (investments and payments), including the capital movements to and from the investors' wallets, are executed by Goparity on our platform. You can withdraw the funds available in your wallet at any time, by transferring them to a bank account outside of Goparity. 

Goparity provides its services throughout the European Union under the European Crowdfunding Regulation and is registered with CMVM (Portuguese Securities Market Commission), subject to its regulation and supervision.