Lend to good projects. Earn interest in return.

Put your money to work in sustainable projects and companies. Pick the opportunities that fit your goals, earn monthly interest, and build a diversified portfolio over time.

Get started

Why invest in loans through Goparity

Your return builds with every repayment

When you invest in a loan, you earn interest as the borrower repays over time. Build a portfolio across different industries and countries to diversify your exposure.

Know exactly where your money goes

Each opportunity on the platform comes with clear information about the project, the borrower, and the impact your investment will generate.

Set your strategy once, invest consistently

Choose your criteria, and auto-invest will match your available balance to new opportunities as they open. Reinvest repayments automatically to keep your portfolio growing over time.

Statistics

The impact of investing
with Goparity

          

%

average interest rate

Based on historical performance until May 2026. Your portfolio returns can be higher or lower. Past performance does not guarantee future returns. Capital at risk. 
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invested in loans

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tons

CO2 avoided per year

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Auto-invest

Have a strategy.
Stick to it automatically.

Set your criteria once: interest rate, time horizon, and amount per project. Add a monthly direct debit to keep your balance topped up, and auto-invest will match it to new opportunities as they open and reinvest repayments automatically.

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Calculator

See what consistent investing
could look like

Adjust the interest rate, your initial amount and how much you add over time to estimate how your investment may grow.

Initial investment
1.000€
10€
100.000€
Interest rate
5.6%
0%
10%
Monthly top-up
100€
10€
100.000€
Total contribution
--
Value in --
--

Illustrative estimate only. Your returns can be higher or lower, and losses are possible. Tax implications are not accounted for.

Need liquidity? Use the Marketplace

Loans are typically held until maturity, but if you need to exit earlier you can list your position on the Marketplace and sell it to other investors. Selling depends on demand and is not guaranteed.

How crowdlending works

Multiple investors lend together to fund a single loan. You earn interest as the borrower repays over time, with each investment tied to a specific project or company.

Benefits

Why invest with Goparity

See how it works
Vetted by experts

Financial and impact specialists review every project before it reaches the platform.

Impact you can measure

Impact reporting is checked and monitored using a UNDP-aligned framework.

Manage from your phone

Invest, track performance, and follow project updates directly from the app.

FAQs

What are loans on Goparity?

Loans allow you to lend money to sustainable projects and companies and earn interest as they repay over time. Each opportunity shows the key terms upfront, including interest rate, duration, and risk rating. Returns depend on repayment performance and are not guaranteed.

What is auto-invest?

Auto-invest is a way to invest more consistently based on preferences you set. Choose your criteria once and, when new matching opportunities open, your available wallet balance can be invested automatically. You can adjust your preferences or switch it off at any time.

Can I change or stop auto-invest?

Yes. You can edit your criteria at any time or disable auto-invest whenever you want. Any investments already made will continue under their original terms.

Can I exit a loan early?

Loan investments are typically held until maturity, so liquidity is not guaranteed. If you want to exit earlier, you can list your investment on the Marketplace to sell to other investors, but selling depends on demand.

What happens if a borrower misses a repayment?

If a payment is late, Goparity follows a recovery process and contacts the promoter to regularise the instalment. If the loan is backed by guarantees, they can support recovery but do not fully remove risk. Repayment is not guaranteed.

Ready to get started?

Follow our step-by-step guide to setting up your account and making your first investment.