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sustainable project through crowdlendingRaise funding through a loan. Access an alternative source of debt and reach a community of investors looking for real-world impact.
structured campaignYou define what you need to finance and we work with you on a repayment schedule that fits. We assess feasibility, structure the loan, and launch the campaign. After a successful crowdledning campaign, you receive the funds and repay investors over time, in line with the loan terms.
impact businesses
Goparity fits in
When you have a clear project, a defined use of funds, and a repayment plan grounded in real cash generation, a loan is the right tool. Goparity gives you access to debt funding outside of traditional banking, without replacing your existing relationships.
Organisations come to Goparity when they want to diversify their funding sources and raise with an audience that understands impact. Beyond the capital, a successful campaign builds credibility and visibility with a community of individual and corporate investors who follow real progress.
What we look for and what your funding can cover
funding, in practice
Predictable repayments over time. Common for capex, expansion, and steady cash flow projects.
Best for short-term bridging, when repayment is linked to a specific expected cash event (confirmed proceeds, disbursement, contracted income).
Smaller periodic repayments with a larger amount due at the end, aligned to expected future cash generation.
impact fitAt Goparity, impact is part of what makes a company eligible to raise through the platform. That means demonstrating it before your campaign and reporting on it consistently after. We work to fund projects and companies that fit in one of the 5 impact categories bellow.
Use the simulator to get an instant quote and explore scenarios.
Your project needs a clear use of funds, predictable revenues or contracted cash flows, and a repayment plan grounded in real cash generation. It must also fall within one of Goparity's impact categories: sustainable energy, blue economy, agrifood systems, green economy, or social economy.
We'll need your financial statements from the past two years (balance sheet and profit and loss), interim financials from the current year, a business plan with financial forecasts for the next three years, and your organisation's fiscal identification number and legal name. Any additional documents that support the purpose of the loan, and its financial viability, are also helpful.
You start with a loan simulation to get an instant quote. We then assess feasibility, verify impact alignment, and deliver a tailored proposal. If you proceed, we structure the loan and launch the campaign. Once the target is reached, the funds are disbursed and you begin repaying investors in line with the agreed terms.
If the campaign reached its deadline without reaching its goal, you have a few options: extend the campaign, bring in complementary financing to meet the original objective, or the campaign will be canceled (in this case funds are automatically reimbursed to investors). In the first two scenarios, investors are notified and have the right to withdraw. Only a vestigial number os campaigns have not succeeded in the past
Use the simulator to get an instant quote and explore scenarios.
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