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Why do some projects have a Minimum, Target, and Maximum crowdlending value?
Each project will have three predefined funding values, which may or may not coincide:
- Minimum - minimum amount needed for the project
- Target - the expected funding
- Maximum - the upper funding limit approved by risk
The three values are defined thought our risk assessment, based on the funding goal and on the promoter's financials.
A campaign will be considered successful if it reaches the deadline with at least the Minimum value secured or if the Maximum value is reached. If the Maximum goal exceeds the Target value, the Promoter may choose to close the campaign before the end of deadline, once the Target is achieved.
You can find the correct values for each project on the Part B of the KIIS document (Key Investment Information Sheet) and on each project page.
Crowdlending campaigns can close with any amount between Minimum and Maximum.
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© 2025 Goparity
GOPARITY (www.goparity.com) is a platform of crowdfunding by loans (crowdlending) managed and owned by Power Parity, SA, a public limited company, with number 514373822, and registered office at Travessa de São Pedro, nº 8, 1200 Lisboa (Portugal), licensed by the regulator and supervisor CMVM (Portuguese Securities Market Commission), under Regulation (EU) 2020/1503 (European Crowdfunding Regulation).
The payment services available through the platform are provided by MangoPay SA, a registered electronic money institution based in Luxembourg and supervised by the CSFF (Commission de Surveillance du Secteur Financier), registered with Banco Portugal (the Portuguese regulator) under no. 7830.
Investments in crowdlending carry a risk of partial or total loss of the funds invested. The return on your investment depends on the project's success developed through the campaign in which you invest. Your investment is not covered by the deposit guarantee schemes established by Directive 2014/49/EU nor by the investor compensation schemes established by Directive 97/9/EU. Please consider all risks before investing and carefully read the Key Investment Information Sheet (KIIS) provided to you before investing.