Why do I pay a fee on Direct Debits below 40€?

As you know, fund transactions made by GoParity users are executed through an intermediary - MangoPay S.A. - an electronic financial institution. This means that we pay fees for some of the transactions made on our platform, namely top-ups using credit or debit card and direct debits.

Given our vision to democratize the access to finance, and in order to keep investments free, we have made the decision of not charging that fee to our investors. This is why we established a minimum amount of 40€ for the direct debits to be free of charge. In order for us to avoid excluding anyone from our savings plan, we will still allow for direct debits below 40€, but we will charge a fee of 0,50€ that reflects the direct costs charged by our payment services provider.

Don't worry - investing is and always will be free on the GoParity platform. You can learn more about our Pricing here.

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Goparity is an impact investment platform that connects companies looking to finance their sustainable projects, with individuals and entities who want to invest sustainably. We are growing, both in terms of size and impact generated. We were born in Portugal in 2017, but have since then financed projects and grown a large community of investors all around the world.

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Tv. de São Pedro 8
1200-432 Lisboa
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© 2021 Goparity

Part or all of your original invested capital may be at risk and the return on your investment depends on the success of the project invested in. Consider all risks before investing and read the Key Investment Information Sheet (KIIS) for each investment, available at www.goparity.com. Power Parity, SA is a crowdlending platform authorized and supervised by CMVM (Portuguese Securities Commission). All payments, transfers and funds collection are assured by MangoPay SA, an electronic payments institution authorized and supervised by CSFF (Luxembourg Financial Authority) under the nº 8711.