A Savings Plan is a diversified investment plan, accomplished through periodic direct debits from a bank account of your choice. Although every investment is risky, diversifying reduces the risk since your funds are allocated to as many projects as possible. This diversification strategy limits your exposure to the risk of any single project, since the positive performance of some investments will neutralize the negative performance of others.
As we usually launch at least four projects a month, we will split the monthly direct debit by four, guaranteeing a minimum investment of € 5 for every project.
This means that if you schedule a monthly transfer of € 10, your funds will be invested in two projects. If you set a € 20 monthly transfer, every month you will be investing in four projects. And so on.
We will keep updating this rule according to our growth in terms of projects launched every month. For example, if next year our average number of projects launched per month increases to six, the monthly transferred funds will be split among six projects.
Please bear in mind that, as with any other investment, the capital invested through your Savings Plan is at risk of being partially or totally lost.
You can learn more on our risk model here.
GoParity is an impact investment platform that connects companies looking to finance their sustainable projects, with individuals and entities who want to invest sustainably. We are growing fast, both in terms of size and impact generated. We were born in Oporto in 2017, but have since grown to finance project in several countries around the world, with the help of a growing community of investors from around the world.
© 2021 GoParity
Part or all of your original invested capital may be at risk and the return on your investment depends on the success of the project invested in. Consider all risks before investing and read the Key Investment Information Sheet (KIIS) for each investment, available at www.goparity.com. Power Parity, Lda is a crowdlending platform authorized and supervised by CMVM (Portuguese Securities Commission). All payments, transfers and funds collection are assured by MangoPay SA, an electronic payments institution authorized and supervised by CSFF (Luxembourg Financial Authority) under the nº 8711.