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How does the tax payment work?
The payment of the applicable taxes takes place as described below:
Investors residing in Portugal who invest in projects whose promoter is headquartered in Portugal
Investors do not need to be concerned either with the tax payment or the declaration of income to the Portuguese tax authority, as Goparity is responsible for tax retention and subsequent declaration. You can check the applicable tax rates here.
Investors residing in Portugal who invest in projects whose promoter is not headquartered in Portugal
The tax over earned interest from projects promoted by a non-Portuguese entity shall be paid as a capital return obtained in the promoter's country of fiscal residency. In this case, Goparity does not retain taxes, meaning the investor will be receiving the gross payment. The investor then has to include Annex J in the IRS declaration Modelo 3 in order to declare the income obtained abroad.
In all cases, at the beginning of each year, you will receive a declaration for the previous year containing all necessary details.
Do you reside outside of Portugal? Read more here.
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© 2024 Goparity
GOPARITY (www.goparity.com) is a platform of crowdfunding by loans (crowdlending) managed and owned by Power Parity, SA, a public limited company, with number 514373822, and registered office at Travessa de São Pedro, nº 8, 1200 Lisboa (Portugal), licensed by the regulator and supervisor CMVM (Portuguese Securities Market Commission), under Regulation (EU) 2020/1503 (European Crowdfunding Regulation).
The payment services available through the platform are provided by MangoPay SA, a registered electronic money institution based in Luxembourg and supervised by the CSFF (Commission de Surveillance du Secteur Financier), registered with Banco Portugal (the Portuguese regulator) under no. 7830.
Investments in crowdlending carry a risk of partial or total loss of the funds invested. The return on your investment depends on the project's success developed through the campaign in which you invest. Your investment is not covered by the deposit guarantee schemes established by Directive 2014/49/EU nor by the investor compensation schemes established by Directive 97/9/EU. Please consider all risks before investing and carefully read the Key Investment Information Sheet (KIIS) provided to you before investing.