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What is the procedure if a project does not reach its financing goal?
Should the project campaign deadline expire without it having reached its financing goal, the project's promoter, advised by Goparity, may decide to implement one of the following solutions:
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Extend the campaign's term or decrease the amount to be raised.
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Find complementary sources of financing (e.g. equity, financial institutions), which will help the promoter to achieve its initial financing objective while keeping the agreement with GoParity investors unchanged.
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Cancel the campaign and refund the amount raised to investors.
In the first two scenarios, investors will be informed of the decision by email and will have the right to cancel their investment if they so wish.
GoParity will work together with the promoter in order to avoid the third option so that the amount raised is invested according to the promoter's and the investors' expectations.
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© 2025 Goparity
GOPARITY (www.goparity.com) is a platform of crowdfunding by loans (crowdlending) managed and owned by Power Parity, SA, a public limited company, with number 514373822, and registered office at Rua Filipe Folque, 2, 1st floor, 1050-110 Lisbon (Portugal), licensed by the regulatory and supervisory body CMVM (Portuguese Securities Market Commission), under Regulation (EU) 2020/1503 (European Crowdfunding Regulation).
The payment services available through the platform are provided by MangoPay SA, a registered electronic money institution based in Luxembourg and supervised by the CSFF (Commission de Surveillance du Secteur Financier), registered with Banco Portugal (the Portuguese regulator) under no. 7830.
Investments in crowdlending carry a risk of a partial or total loss of the funds invested. The return on your investment depends on the project's success developed through the campaign in which you invest. Your investment is not covered by the deposit guarantee schemes established by Directive 2014/49/EU nor by the investor compensation schemes established by Directive 97/9/EU. Please consider all risks before investing and carefully read the Key Investment Information Sheet (KIIS) provided to you before investing.