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How does the tax payment work?
The payment of taxes is handled as described in the following cases:
- Investors residing in Portugal who invest in projects with promoters whose tax residence is in Portugal
In this case, investors do not need to worry about paying taxes or submitting their tax returns to the Portuguese Tax Authority, as Goparity takes responsibility for withholding the taxes and declarating them.
- Investors residing in Portugal who invest in projects with promoters whose tax residence is not in Portugal
Taxes on the interest earned from a project promoted by a non-Portuguese entity must be paid as income in the country where the entity’s tax residence is located.
In general, no tax is withheld at source. Please check the exceptions here.
In this case, the investor must include Annex J in their IRS Model 3 tax return (the section for income earned abroad), declaring the income from investments made through Goparity when related to promoters who are not residents in Portugal.
In all cases, at the beginning of each year, Goparity provides a detailed income statement for the previous year.
Do you reside outside of Portugal? Read more here.
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© 2025 Goparity
GOPARITY (www.goparity.com) is a platform of crowdfunding by loans (crowdlending) managed and owned by Power Parity, SA, a public limited company, with number 514373822, and registered office at Travessa de São Pedro, nº 8, 1200 Lisboa (Portugal), licensed by the regulator and supervisor CMVM (Portuguese Securities Market Commission), under Regulation (EU) 2020/1503 (European Crowdfunding Regulation).
The payment services available through the platform are provided by MangoPay SA, a registered electronic money institution based in Luxembourg and supervised by the CSFF (Commission de Surveillance du Secteur Financier), registered with Banco Portugal (the Portuguese regulator) under no. 7830.
Investments in crowdlending carry a risk of partial or total loss of the funds invested. The return on your investment depends on the project's success developed through the campaign in which you invest. Your investment is not covered by the deposit guarantee schemes established by Directive 2014/49/EU nor by the investor compensation schemes established by Directive 97/9/EU. Please consider all risks before investing and carefully read the Key Investment Information Sheet (KIIS) provided to you before investing.