Share
135.880,14 € invested by 1193 lenders
250.000 €
79 days left to close
Solar Bakery and Patisserie
Seia, PT
instalment
monthly
term
8 years
yearly interest
6.9%
risk rating
B-
Solar self-consumption energy system for a baked goods factory.
Description
A&S - INDÚSTRIA DE PANIFICAÇÃO E PASTELARIA, LDA is a pasta, bread, cake, and dessert factory in Seia.
This campaign's goal is to finance the installation of a 180,32 kWp photovoltaic plant with 3 batteries, each with a power of 200 kWh, at the headquarters of A&S.
Installation and maintenance will be carried out by Luz Verde, a company specialising in solar photovoltaic installations.
The total investment is 394.407 euros, 63% financed through this campaign and the rest from the company's own funds. The cost savings that this investment will generate, combined with the income that the company generates from its operations, will guarantee the timely repayment of this loan.
The Impact
Direct
- Contribution to the decarbonisation of Portugal, avoiding CO2 emissions: With a total production of clean energy of over 286 MWh per year, the solar plant will avoid the emission of more than 24 tonnes of CO2 per year. This is equivalent to the CO2 absorption of about 1120 trees.
- Cost reduction for the end customer: decentralized energy production through renewable sources, close to the place of consumption, helps to avoid distribution costs, this being the most competitive option. In addition, the company's lower dependence on the national grid makes it less vulnerable to price fluctuations and tax charges.
Indirect
- Promoting sustainable business: the project developed for A&S is an example of the applicability of solar power for any business, and in this case serves as a benchmark to similar industries, an important step towards sustainability for businesses in Portugal.
Impact Indicators
24,6 t
CO2 avoided per year
286,1
MWh clean energy
Contribution to the Sustainable
Development Goals
Sustainable Development Goals
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Financial viability
The maturity of the loan was calculated to ensure that the monthly installments are paid using cash flow generated by the promoter's activity and savings on the electricity bill.
This project has a minimum target of 200.000€. As stated in Part B of the KIIS document (Key Investment Information Sheet), the minimum targeted loan amount is 200.000€, this means the funding campaign can close with any amount between 200.000€ and 250.000€.
Capital at risk - investing involves the risk of losing part or all of the money you invest. Although Goparity implements risk-mitigation measures, to further reduce the risk of capital loss, please remember to diversify your portfolio to limit your exposure to specific projects. Learn more about risk mitigation here >
Download the Financial Statements for the promoter here
Download Key Investment Information Sheet
Guarantees
Loans granted to the promoter A&S - INDÚSTRIA DE PANIFICAÇÃO E PASTELARIA, LDA by investors will have the following guarantees, provided for in the loan agreements associated with the campaign:
- 1st degree commercial pledge, under Portuguese law, provided by A&S - INDÚSTRIA DE PANIFICAÇÃO E PASTELARIA, LDA of movable assets to be acquired with the amount borrowed through this crowdlending campaign, totalling an LTV (Loan To Value) of 63% and which will be supplied by Frontrow, LDA. with the following NIPC 513403760 and website https://www.luz-verde.pt/, namely:
- Photovoltaic system with a power of 180.32 KWp (comprising 322 PEIMAR solar panels, model OR10H560M with a power of 560W, 1 HUAWEI SUN2000- 115KTL-M2 inverter, a support structure, a UPAC board, a monitoring system) with a purchase price of 137,656.69 euros (excluding VAT).3 HUAWEI LUNA2000-200KWH bateries with a purchase price of 256,750.00 euros (excluding VAT).
The Promoter
About A&S - Indústria de Panificação e Pastelaria, LDA
A&S - INDÚSTRIA DE PANIFICAÇÃO E PASTELARIA, LDA is a Portuguese company founded in June 2019 in Seia.
The promoter is dedicated to the manufacture and marketing of dough, deep-frozen bakery products, pastries, fine pastries, desserts, gourmet products, and fresh products.
A&S's mission is to preserve the heritage of bread while focusing on constant innovation. For this reason, it has several partnerships with the Museu do Pão (Bread Museum), dedicated to "preserving, studying, exhibiting and interpreting the history of bread in Portugal, understood in its regional diversity, and as an element that expresses the cultural, ethnographic and social diversity of the country, in particular, its agricultural activity".
In a spirit of innovation, its industrial production unit has enabled the company to become a pioneer in various areas of the bread market in Portugal:
- Production of sliced bread.
- Launch of a healthy bread brand - Pão São - suitable for diabetics.
- Production of gluten-free products on a large scale and with great diversity.
Pão São stands out for its nutritional characteristics, intending to contribute to a healthy and balanced diet. Rich in soluble and insoluble fiber, it helps promote healthy digestion and regulate cholesterol levels in the body. This bread has a very low sodium content, making it an option for those who want to control their blood pressure. Pão São is also a source of protein, essential for muscle maintenance and regeneration, as well as being enriched with Omega 3 fatty acids, which benefit cardiovascular health.
The promoter employs 83 workers divided into three areas: the General Sector - which deals with quality, maintenance, and dispatch; the Traditional Manufacturing Sector - which has 3 manufacturing shifts and 2 packaging shifts; and the Gluten-Free Manufacturing Sector - which has 2 manufacturing shifts and 2 packaging shifts.
Business Model
A&S - Indústria de Panificação e Pastelaria, LDA specialises in the manufacture and sale of deep-frozen and fresh bakery and pastry products, including healthy, gluten-free and gourmet options.
Its main clients include a wide variety of supermarkets such as Auchan, Pingo Doce, makro, E.LECLERC, Apolónia, Brio, SONAE, miosótis, Coutyfil, El Corte Inglês, Dia, and osOs Mosqueteiros.
Active since
2019
Fiscal country
PT
Operating In
Industry
Food & Beverages
Women Shareholders
No
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Solar Bakery and Patisserie
4º Esq
1070-289 Lisboa
Portugal
© 2025 Goparity
GOPARITY (www.goparity.com) is a platform of crowdfunding by loans (crowdlending) managed and owned by Power Parity, SA, a public limited company, with number 514373822, and registered office at Travessa de São Pedro, nº 8, 1200 Lisboa (Portugal), licensed by the regulator and supervisor CMVM (Portuguese Securities Market Commission), under Regulation (EU) 2020/1503 (European Crowdfunding Regulation).
The payment services available through the platform are provided by MangoPay SA, a registered electronic money institution based in Luxembourg and supervised by the CSFF (Commission de Surveillance du Secteur Financier), registered with Banco Portugal (the Portuguese regulator) under no. 7830.
Investments in crowdlending carry a risk of partial or total loss of the funds invested. The return on your investment depends on the project's success developed through the campaign in which you invest. Your investment is not covered by the deposit guarantee schemes established by Directive 2014/49/EU nor by the investor compensation schemes established by Directive 97/9/EU. Please consider all risks before investing and carefully read the Key Investment Information Sheet (KIIS) provided to you before investing.