Share
100.000 €
100% funded by 795 investors
Fair Energy Transition
Bogotá, CO
instalment
monthly
term
5 years
yearly interest
9.95%
risk rating
C+
Providing access to solar energy in Latin America.
Description
SEOS is a fintech that facilitates access to solar energy in LATAM through a digital platform that connects supply, demand, and financing - linking consumers, installers, equipment distributors, and capital providers.
The funds will be used to finance solar energy systems for households, condominiums and micro-businesses throughout Colombia, that seek to own their solar systems, helping them reduce energy costs and combat energy poverty.
For local installers, SEOS provides flexible financing solutions for their clients, complemented by digital tools for project management, supporting their businesses and professionalizing this new and growing sector in the region.
The investment will enable current consumers into energy prosumers. It will also generate alternative data to assess credit risk more accurately, encouraging investment in clean energy.
The Impact
Direct
- Contribution to expanded access to clean energy: SEOS’ work facilitates the adoption of clean energy solutions in Colombia by households, condominiums, and micro-businesses, mobilizing the system joining consumers, installers and financing. Up to date, solar projects have been realized with 45 clients through the SEOS platform unlocking 390,000 US dollars in residential solar financing and generating more than 150,000 US dollars in yearly electricity bill savings.
- Promotion of productive activities, formalization and growth of installer enterprises: by providing technical and commercial training to installer companies and a centralized solution, SEOS promotes the formalization and growth of solar installers in Colombia. Currently, 60% of the financed projects are SMEs and 17% of partner companies are women-led. This aligns with SEOS’s gender inclusion policies and programs, which are also supported by the Colombian Solar Energy Association, where SEOS is part of the founding committee for the gender vertical.
Indirect
- Contribution to the decarbonisation of Colombia, avoiding CO2 emissions: Through the SEOS platform, 451kWp has been installed, generating an estimated production of 697,77 MWh of clean energy per year, that contributes to avoid the emission of over 107,4 tonnes of CO2 per year. This is equivalent to the CO2 absorption of more than 4800 trees.
Contribution to the Sustainable
Development Goals
Sustainable Development Goals
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Financial viability
The loan will be repaid with solar systems financing generated from this fundraising. Additionally, the company has been successfully providing this type of solar financing for 2 years with no defaults to date. In the last 12 months, SEOS has seen rapid growth and demand oversubscription totalling more than US 5 million in organic-installer lead solar financing demand.
SEOS is expecting to continue this 40% monthly growth rate for the next 2 years.
Download the Financial Statements for the promoter here
Download Key Investment Information Sheet
Guarantees
Personal Guarantee of the shareholders.
The Promoter
About SEOS ENERGY SAS BIC
SEOS Energy S.A.S. BIC was founded in 2017, following the approval of regulations in Colombia that made solar energy accessible to households. Based in Bogotá, the company has since become a leader in the renewable energy sector. It's a Fintech specializing in financing, consulting, and monitoring solar energy solutions for homes and small businesses.
Following the enactment of Law 1715 in 2014, which promoted the development of renewable energies in Colombia, SEOS Energy S.A.S. BIC was initially registered in 2017. However, it wasn't until 2019, with the approval of rooftop solar regulations and metering schemes that made solar energy accessible to households, that SEOS began its operations, initially adopting a vertically integrated solar-as-a-service model. Based in Bogotá, the company has since become a leader in the renewable energy sector, pivoting in 2023 to a fintech platform specializing in financing, consulting, and monitoring solar energy solutions for homes and small businesses.
With a team of 13 dedicated professionals, SEOS actively supports the clean energy transition by providing solar technology coupled with direct-to-consumer financing.
The company is committed to making a positive impact on the Colombian economy by generating employment opportunities within the solar sector. SEOS also promotes the professional development of solar installers by offering training and resources to improve their skills. Its mission is to drive sustainable growth while contributing to Colombia’s 2050 climate goals through innovative financial solutions that encourage solar energy adoption.
Also a co-founder of ACOSOL (Colombian Association of Solar Energy), an organization dedicated to supporting the growth of small-scale solar energy projects in Colombia. In collaboration with ACOSOL, SEOS received a grant of over US$694,000 from the World Resources Institute and P4G to expand their efforts in promoting renewable energy.
The team
Juan Pfeiffer
12+ years in operations & energy development, managing teams of 120+ with US$ 8M MRR.
Nadia Pfeiffer
18+ years in energy, US$ 500M+ in BD and contracts management, Founding team at Top Drilling, a US$ 70M ARR company.
Ruslan Iskakov
10+ years in investment banking US$ 10B+ in project financing and M&A through debt and equity.
Pablo Ramírez
10+ years in product development and software programming in fintech, building platforms from scratch to serve 6k+ users and 120k+ monthly transactions.
Business Model
The company's revenue model is based on commissions for the structuring and management of solar loans for households, micro-businesses, and multi-family properties.
Their value proposition is to facilitate the energy transition by integrating all actors in the solar ecosystem in one place, where consumers, installers, capital providers, and distributors come together. They offer a seamless and digital experience that not only reduces energy costs for clients but also accelerates the growth of local installers by providing them with technological tools to optimize their operations.
Through online distribution channels and events targeted at key customers—households, micro-businesses, and multi-family properties in urban and peri-urban areas of Latin America, as well as installers—the company reaches a broad audience.
As a B2B2C platform, SEOS’s main clients currently include local installation companies in Colombia (B2B), which also serve as the primary distribution channel across 14 departments, as well as homeowners and small businesses (B2C). In line with its "solar energy as a team" mantra, SEOS also partners with companies dedicated to importing and selling equipment and electrical components for photovoltaic solar system projects.
Active since
2019
Fiscal country
CO
Operating In
Colombia
Industry
Energy
Number of Goparity Loans
1
Women Shareholders
Yes
Website
https://www.seosenergy.co/Updates
2024-11-10
First payment
First instalment was paid to all the investors
2024-10-08
100% funded
792 investors successfully raised 100.000€
2024-10-02
Open for investment
This campaign is open for investment
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GOPARITY (www.goparity.com) is a platform of crowdfunding by loans (crowdlending) managed and owned by Power Parity, SA, a public limited company, with number 514373822, and registered office at Travessa de São Pedro, nº 8, 1200 Lisboa (Portugal), licensed by the regulator and supervisor CMVM (Portuguese Securities Market Commission), under Regulation (EU) 2020/1503 (European Crowdfunding Regulation).
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