Colcocoa II
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https://goparity.com/projects/colcocoa-ii-644

Colcocoa II

Certified cocoa for thriving communities.
Investment overview
Impact category
Agrifood Systems
Investment type
Loan
Yearly interest
6.1
%
Term
6
months
Risk level
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https://goparity.com/projects/colcocoa-ii-644

Description
Impact
Financial viability
Promoter

What will you be financing?

Colcocoa is a company dedicated to exporting high‑quality Colombian cocoa, fully certified and traceable. Since its founding in 2012, Colcocoa has worked hand in hand with cocoa producers, associations, and cooperatives across several regions, including Huila, Antioquia, Norte de Santander, and Quindío. The company aims to promote inclusive prosperity while ensuring a positive environmental impact. It is currently expanding, exploring commercial opportunities with impact in Ecuador.

Through the Echar Pa'lante Program, Colcocoa has developed a rural prosperity program that supports farmers and their families in achieving better quality cocoa, higher productivity, and improved economic well-being. The program focuses on environmental integrity, social equity, and community happiness as fundamental pillars of continuous development. 

This campaign aims to finance the purchase of cocoa beans during the 2026 harvest season, a critical period for Colcocoa’s commercial operations and for the cocoa‑producing families it works with. Access to working capital during the harvest enables the company to purchase cocoa at fair prices when production peaks, ensuring reliable market access for farmers while securing sufficient volumes to meet international demand. 

Most of the cocoa purchased through Colcocoa’s sustainability program is exported to European clients, with payment terms ranging from 60 to 70 days. This delay makes it difficult to maintain guaranteed purchase conditions for farmers. The loan will enable Colcocoa to increase the volume of its cocoa purchases during the harvest, strengthening its competitiveness and consolidating relationships with local producers. It will also support the expansion of the company’s commercial operations in Ecuador, where Colcocoa will implement a sourcing and sustainability model similar to the one developed in Colombia, broadening its producer network and reinforcing its presence in this new strategic origin.

Expanding working capital means:

  • Faster and fair payments for farmers: In some regions, farmers have to wait weeks or even months to get paid after they've sold their cocoa. When Colcocoa works with cooperatives, they will have access to more working capital. Colcocoa can pay farmers promptly, helping them cover daily expenses, invest in their farms, and support their families without financial stress.
  • More stability: Colcocoa and cooperatives connect farmers to the global market. To improve commercial chain stability, the promoter helps cooperatives deal with cash flow gaps when they can't afford to buy farmers' cocoa immediately. More working capital allows Colcocoa and cooperatives to purchase and store cocoa efficiently, ensuring farmers always have a reliable product buyer.
  • Stronger local economies: When farmers and cooperatives have access to capital, money stays in the community. Farmers can pay workers, invest in farm improvements, and support local businesses, fostering a self-sustaining economic ecosystem. and services. This creates a stronger and more resilient regional economy.
  • A more reliable and sustainable supply chain: Delayed payments can push farmers to sell to intermediaries at lower prices or abandon sustainable farming practices. With better working capital, cooperatives can offer fair prices and steady support, encouraging farmers to focus on quality and sustainability.

This is the promoter's second Goparity campaign, after successfully raising 500.000€ in Colcocoa


What is the impact?

Colcocoa has developed a comprehensive sustainability programme to ensure that the cocoa it commercialises is certified, fully traceable and of the highest quality. Beyond product quality, the company is built around a community-driven model that promotes shared prosperity and sustainable development. To support this vision, Colcocoa created Echar Pa'lante, a voluntary standard independently verified on an annual basis that measures performance across six key pillars: quality, productivity, economic well-being, environmental integrity, social equity and well-being.

Improving smallholder agricultural productivity: Through the Echar Pa'lante programme, producers receive technical assistance to improve farm productivity while adopting integrated environmental practices, strengthening both agricultural performance and farmers' financial resilience.

Producers also gain access to international fair trade markets and receive price premiums for complying with sustainability standards, increasing household income.

In 2025, the programme supported 1,589 producers, with a further 500 producers joining in 2026 thanks to the start of commercial exploration in Ecuador.

Promoting sustainable and resilient food production systems: Echar Pa'lante is underpinned by a code of conduct that prohibits the use of WHO Class 1A and 1B agrochemicals, forced labour, practices that undermine workers' dignity, and child labour, while also restricting the clearing of primary forests within production units.

The programme demonstrates a high level of preparedness for compliance with the EU Deforestation Regulation (EUDR). A risk assessment conducted in partnership with GIZ (the German development agency) in December 2025 analysed 1,628 farms and found that 99.14% showed no tree cover loss after the regulatory cut-off date.

Echar Pa'lante is administered by Fundación Terra Impulsum and independently verified each year by CERES Colombia Cert SAS BIC, an accredited certification body. In 2025, the programme covered 26,872 certified hectares, with an additional 1,000 hectares incorporated in 2026.

Contribution to the Sustainable Development Goals

About the Promoter

About
COLCOCOA SARL

COLCOCOA SARL is a Swiss-based cocoa trading company.

Founded in 2013, Colcocoa was born from the shared vision of Juan Carlos Ardila, a Colombian with a family background in coffee production and trade, and Gabriela Alvarez, an Argentinian deeply passionate about rural development and social impact. Their goal was to build a commercially successful business and a driver of positive change in farming communities.

From the beginning, Colcocoa has prioritized building strong, mission-aligned partnerships with both farmers and international buyers. Over the past decade, the company has:

  • Partnered with over 1,700 farmers and 17 cooperatives across Colombia.
  • Established direct trade relationships with premium markets in Europe and beyond.
  • Launched rural development-driven programs that improve farming conditions while promoting a positive environmental impact.

Colcocoa’s core activities include:

  • Exporting high-quality, 100% traceable cocoa to global buyers.
  • Providing technical assistance and training to smallholder farmers.
  • Implementing rural development and environmental impact programs that align with global ethical sourcing standards.
  • Driving community engagement through initiatives that improve farmer welfare and long-term economic stability.

Juan Carlos and Gabriela met as students in an international organization promoting global understanding and sustainable development. Their friendship had already spanned over a couple of decades when they decided to associate and dedicate their efforts to something they both believed in - a company whose business model could combine profit and purpose. Over the past ten years, the friendship has expanded to include farmers, cooperatives, clients, and a hard-working group at the heart of Colcocoa.

Promoter website

http://www.colcocoa.com.co/

Team

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Business Model

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