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https://goparity.com/projects/in-vest-iii-551-75a11

In-Vest III

Rehabilitation of 2 apartments for affordable and efficient housing
Resumen de la inversión
Categoría de impacto
Economía verde
Tipo de inversión
Préstamo
Interés anual
5.95
%
Plazo
18
meses
Nivel de riesgo
La clasificación de riesgo es el resultado de nuestra evaluación de riesgo de crédito, que analiza la solidez financiera del promotor y la viabilidad del proyecto. Se muestra de A+ (riesgo más bajo) a D (riesgo más alto) y te ayuda a comparar proyectos y tomar decisiones informadas.
A
D
B-

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Descripción
Impacto
Viabilidad financiera
Promotor

In-Vest is a company focused on providing affordable access to energy-efficient housing by rehabilitating properties.

This campaign's goal is to finance the rehabilitation of 2 two-bedroom apartments, each with about 80 m2, in the same building in the centre of Almeirim, including:

  • Installation of A+ class windows
  • Replacement of all gas appliances with electric equipment
  • Integration of low-flow taps and dual-flush toilets (2.5/4L)
  • Use of sustainably sourced wood elements throughout
  • Installation of solar panels for self-consumption
  • Air conditioning systems to improve thermal comfort

This is the promoter's third campaign, following previously raising 200.000€ in In-Vest I and II to rehabilitate a ruin, also in the centre of Almeirim. 

To contribute to solutions to the housing crisis in Portugal, the promoter aims to use inactive housing stock and make it available to economic classes where housing is most lacking, such as the middle and lower middle classes. The promoter is committed to ensuring that these properties, once refurbished, will have high energy efficiency and other environmental measures.

When the property is sold or rented, future owners or renters will participate in a session on the importance of saving water and energy. As part of its refurbishment concept, In-Vest is committed to choosing, wherever possible, long-lasting materials made in Portugal, and to planting a tree for each refurbished ruin.

¿Cuál es el impacto?

Modernisation of infrastructure for resilience and sustainability: the project aims to enhance the energy efficiency of two 80m² apartments currently rated as energy class E. With the support of this funding, In-Vest will upgrade the apartments to energy class C, significantly improving both efficiency and comfort. Renovation works will include the installation of A+ rated windows, a water-saving system such as low-flow taps and dual-capacity flushing toilets, thermal insulation of sloped roofs and an energy-efficient air conditioning system to ensure year-round thermal comfort.

Increase in renewable energy production: the loan will support the installation of three solar panel systems for self-consumption, each with a capacity of 500W. These will be connected to a 120-liter heat pump, enabling an estimated 46% reduction in energy demand. This not only lowers emissions but also reduces energy bills. Decentralised renewable energy production near the point of consumption helps avoid distribution costs, resulting in significant savings.

Contribution to housing quality and affordability with local and durable materials: the funding will bring two previously abandoned and unused housing units back to the real estate market as energy-efficient, affordable homes. These renovations will expand access to quality housing for middle-income families, contributing to a more inclusive and sustainable housing market. In-Vest is committed to using high-quality, energy-efficient materials produced in Portugal, with a focus on long-term durability and sustainability in all renovation activities.

Climate change adaptation and mitigation: according to the European Council, buildings account for over one-third of greenhouse gas emissions in the EU. By improving the energy performance of these apartments, the project contributes meaningfully to climate change mitigation and adaptation efforts in Portugal.

Contribución a los Objetivos de Desarrollo Sostenible

Sobre el promotor

About
PRQO, Lda

La misión de In-Vest, con sede en Lisboa, es poner la inversión al servicio de la mejora de la vivienda sostenible para las clases media y media-baja.

El promotor es consciente de que el 71,93 % de la población portuguesa gana entre 10 000 y 40 000 EUR al año así como del esfuerzo económico que la rehabilitación de viviendas podría representar para estas familias. Sin embargo, dado que esta clase económica concentra la mayor parte de la población, el promotor podrá maximizar su impacto en el ámbito inmobiliario al dirigirse a ella. 

In-Vest quiere contribuir a un mundo en el que se invierta en eficiencia energética en las viviendas que se revenderán o alquilarán tanto a la clase media como a la clase media-baja. Las inversiones se realizan utilizando como base las sugerencias de mejora presentadas en la certificación energética, que suelen consistir en sustituir ventanas, puertas y equipamientos de gas, y en reutilizar materiales y otros equipamientos siempre que sea posible. Además, el promotor prioriza el uso de materiales portugueses y contribuye a la movilización, producción y autoconsumo de energías renovables en entornos urbanos.

El objetivo de In-Vest es aumentar la clase energética de cada vivienda en al menos 2 niveles, contribuyendo así a la salud y el confort de sus habitantes, además de reducir las emisiones de CO2.

Sitio web del promotor

Equipo

[{"id":170,"promoter_id":315,"name":"Joana Pereira","description":"She has a degree in Physical Engineering, 17 years' experience in multinational companies in the business and health sector and 20 years' experience in real estate. In 2021, she decided, together with her partner Ricardo Roseta, to put property investment at the service of sustainability and accessibility.","link":"https://www.linkedin.com/in/joana-pereira-2b3960159/","role":"Co-founder","member_photo":"https://991934249232-prod-octobercms-public-storage.s3.eu-west-1.amazonaws.com/public/65a/566/70e/65a56670e23fc651337711.jpg","avatar_id":126529},{"id":171,"promoter_id":315,"name":"Ricardo Roseta","description":"He has a degree in property management and an MBA. Ricardo worked for 25 years in a construction company where he held various construction support positions, until in 2013 he became the company's CEO. \r\nIn 2017 he founded PRQO, Lda, a property development company, and in 2021 he co-created the In-Vest brand with his partner Joana Pereira.","link":"https://www.linkedin.com/in/ricardo-roseta-8bb249206/","role":"Co-founder","member_photo":"https://991934249232-prod-octobercms-public-storage.s3.eu-west-1.amazonaws.com/public/65a/52f/fc9/65a52ffc95b02895533364.jpeg","avatar_id":126505}]

Modelo de negocio

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Progreso de la campaña

0%

del objetivo

8000000

Mínimo

10000000

Objetivo

10000000

Máximo

Project location
Almeirim
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