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In-Vest

Rehabilitation of ruins for affordable and efficient housing.
Resumen de la inversión
Categoría de impacto
Economía verde
Tipo de inversión
Préstamo
Interés anual
5.6
%
Plazo
12
meses
Nivel de riesgo
La clasificación de riesgo es el resultado de nuestra evaluación de riesgo de crédito, que analiza la solidez financiera del promotor y la viabilidad del proyecto. Se muestra de A+ (riesgo más bajo) a D (riesgo más alto) y te ayuda a comparar proyectos y tomar decisiones informadas.
A
D
B+

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https://goparity.com/projects/in-vest-431-e001c

Descripción
Impacto
Viabilidad financiera
Promotor

This campaign's promoter aims to provide affordable access to energy-efficient housing through the rehabilitation of ruins.

The present campaign aims to finance the rehabilitation of a ruin in the municipality of Almeirim.

To contribute to solutions for the housing crisis in Portugal, the promoter wants to use inactive housing stock and make it available to the economic classes where housing is most lacking, such as the middle and lower middle classes. The promoter is committed to ensuring that these properties, once refurbished, will have high energy efficiency and other environmental measures, such as: 

  • production of electricity through photovoltaic panels, 
  • no fossil fuel consumption, 
  • electric car charger, 
  • equipment to reduce water consumption, 
  • rainwater recovery tank, 
  • space for an organic vegetable garden 
  • at least 2 fruit trees

When the property is sold or rented out, future owners/renters participate in a session on the importance of saving water and energy. 

As part of its refurbishment concept, In-Vest is committed to choosing materials made in Portugal that are long-lasting, wherever possible, and a tree is planted for each refurbished ruin.

¿Cuál es el impacto?

Direct

  • Improve housing quality and affordability: With the funds from this campaign, In-vest will rehabilitate a ruin in the municipality of Almeirim, improving its energy efficiency and thermal comfort, while enabling the two-bedroom unit to be inhabited once again, with affordable prices.
  • Improve resource use efficiency and thermal comfort: 90.92 square meters will be rehabilitated with the funds of this campaign, focusing on improvements in energy and water efficiency and thermal comfort. The improvements include installing class-A efficiency windows, taps, and toilet flushing with lower water flow and flushing with two capacities, second ceilings, doors substitution to avoid temperature loss, substitution of gas equipment by electric, and installation of solar panels for self-consumption energy production. The rehabilitation can also include electric vehicle chargers, a deposit for rainwater recovery and use, a prepared space for community vegetable gardens and fruit trees.
  • Commitment to local production and durable materials: In-vest commits to prioritize materials produced in Portugal and that is on long-term durability in their renovations. 

Indirect

  • Contribution to housing availability and access:  Through In-vest’s activity, 66 housing units have been rehabilitated and sold, and 6 other housing units are currently rented out. Through their activity, they contribute to increasing housing quality and focus on affordable rent and selling prices. Currently, 16 people are living in the rented units, and over 190 people are estimated to be living in the units that were sold after renovation.
  • Awareness of water and energy saving for daily life: In-vest informs and supports future owners/renters about the importance of saving water and energy, explaining the benefits of using Portuguese-sourced materials, LED lamps, avoiding gas equipment, about the efficient functioning of solar panels and use of equipment during day time, about water saving measures such as using “eco” programs on washing machines and of saving the cold water before the shower to use in the garden or the toilet.

Contribución a los Objetivos de Desarrollo Sostenible

Sobre el promotor

About
PRQO, Lda

La misión de In-Vest, con sede en Lisboa, es poner la inversión al servicio de la mejora de la vivienda sostenible para las clases media y media-baja.

El promotor es consciente de que el 71,93 % de la población portuguesa gana entre 10 000 y 40 000 EUR al año así como del esfuerzo económico que la rehabilitación de viviendas podría representar para estas familias. Sin embargo, dado que esta clase económica concentra la mayor parte de la población, el promotor podrá maximizar su impacto en el ámbito inmobiliario al dirigirse a ella. 

In-Vest quiere contribuir a un mundo en el que se invierta en eficiencia energética en las viviendas que se revenderán o alquilarán tanto a la clase media como a la clase media-baja. Las inversiones se realizan utilizando como base las sugerencias de mejora presentadas en la certificación energética, que suelen consistir en sustituir ventanas, puertas y equipamientos de gas, y en reutilizar materiales y otros equipamientos siempre que sea posible. Además, el promotor prioriza el uso de materiales portugueses y contribuye a la movilización, producción y autoconsumo de energías renovables en entornos urbanos.

El objetivo de In-Vest es aumentar la clase energética de cada vivienda en al menos 2 niveles, contribuyendo así a la salud y el confort de sus habitantes, además de reducir las emisiones de CO2.

Sitio web del promotor

Equipo

[{"id":170,"promoter_id":315,"name":"Joana Pereira","description":"She has a degree in Physical Engineering, 17 years' experience in multinational companies in the business and health sector and 20 years' experience in real estate. In 2021, she decided, together with her partner Ricardo Roseta, to put property investment at the service of sustainability and accessibility.","link":"https://www.linkedin.com/in/joana-pereira-2b3960159/","role":"Co-founder","member_photo":"https://991934249232-prod-octobercms-public-storage.s3.eu-west-1.amazonaws.com/public/65a/566/70e/65a56670e23fc651337711.jpg","avatar_id":126529},{"id":171,"promoter_id":315,"name":"Ricardo Roseta","description":"He has a degree in property management and an MBA. Ricardo worked for 25 years in a construction company where he held various construction support positions, until in 2013 he became the company's CEO. \r\nIn 2017 he founded PRQO, Lda, a property development company, and in 2021 he co-created the In-Vest brand with his partner Joana Pereira.","link":"https://www.linkedin.com/in/ricardo-roseta-8bb249206/","role":"Co-founder","member_photo":"https://991934249232-prod-octobercms-public-storage.s3.eu-west-1.amazonaws.com/public/65a/52f/fc9/65a52ffc95b02895533364.jpeg","avatar_id":126505}]

Modelo de negocio

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Progreso de la campaña

0%

del objetivo

10000000

Mínimo

10000000

Objetivo

10000000

Máximo

Project location
Almeirim
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